OUR TOOLS INSURANCE

ALL-RISKS INSURANCE COVERS FOR HANDHELD TOOLS AND POWER TOOLS, INCLUDING THEFT FROM UNATTENDED VEHICLES, YOUR HOME ADDRESS AND STORAGE UNITS 24/7


OUR TOOLS INSURANCE

ALL-RISKS INSURANCE COVERS FOR HANDHELD TOOLS AND POWER TOOLS, INCLUDING THEFT FROM UNATTENDED VEHICLES, YOUR HOME ADDRESS AND STORAGE UNITS 24/7

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WHAT IS TOOLS INSURANCE?

The Covermytools insurance policy for tools provides all-risks protection for loss, damage or theft of hand tools and portable power tools in the UK or anywhere in the World for up to 30 days.

We can cover all of your business tools, up to a maximum of £25,000; with no limit to the value of any-one-item**

WHAT IS TOOLS INSURANCE?

The Covermytools insurance policy for tools provides all-risks protection for loss, damage or theft of hand tools and portable power tools in the UK or anywhere in the World for up to 30 days.

We can cover all of your business tools, up to a maximum of £25,000; with no limit to the value of any-one-item**

THEFT FROM UNATTENDED VEHICLES OR BUILDINGS

We absolutely recognise that many traditional insurance policies for tools exclude some of the most obvious risks. That’s why we developed our exclusive scheme providing full cover for theft from unattended motor vehicles or a locked store or building.

Cover applies 24 hours a day, 365 days a year, including FULL OVERNIGHT cover.

As you would expect, we do require the vehicle or building to be locked, with keys removed for cover to apply.

THEFT FROM UNATTENDED VEHICLES OR BUILDINGS

We absolutely recognise that many traditional insurance policies for tools exclude some of the most obvious risks. That’s why we developed our exclusive scheme providing full cover for theft from unattended motor vehicles or a locked store or building.

Cover applies 24 hours a day, 365 days a year, including FULL OVERNIGHT cover.

As you would expect, we do require the vehicle or building to be locked, with keys removed for cover to apply.

TOOLS INSURANCE COVER

  • SPECIALIST COVER FOR ALL TYPES OF HANDLED TOOLS AND/OR POWER TOOLS
  • FULL ALL-RISKS COVER
  • THEFT FROM UNATTENDED VEHICLES OR BUILDINGS AS STANDARD INCLUDES FULL OVERNIGHT COVER (NO ADDITIONAL EXCESS APPLIES)
  • SOLE TRADERS, PARTNERSHIPS, LLPS & LIMITED COMPANIES
  • INDEMNITY LEVELS FROM £1,000 TO £25,000
  • CHOICE OF EXCESS OPTIONS FROM AS LOW AS £100

WHY COVERMYTOOLS?

  • WIDE LEVEL OF COVER VIA A-RATED INSURER PARTNER
  • FREE DATATAG POWER TOOL SECURITY TAGGING SYSTEM (RRP £49.99)
  • FREE TOOL INVENTORY PORTAL TO STORE AND MANAGE YOUR BUSINESS TOOLS
  • INSTANT QUOTATIONS – COVER AND POLICY DOCUMENTS IN MINUTES
  • FLEXIBLE COVER & MONTHLY PAYMENTS – JUST PAY FOR THE SECTIONS YOU NEED
  • EXPERT SUPPORT FROM BUSINESS INSURANCE EXPERTS
  • SPECIALIST CLAIMS SUPPORT & TOOL REPLACEMENT SERVICE
  • PERSONAL – DIGITAL SERVICING AND YOUR OWN DEDICATED INSURANCE PROFESSIONAL

TOOLS INSURANCE COVER

  • SPECIALIST COVER FOR ALL TYPES OF HANDLED TOOLS AND/OR POWER TOOLS
  • FULL ALL-RISKS COVER
  • THEFT FROM UNATTENDED VEHICLES OR BUILDINGS AS STANDARD INCLUDES FULL OVERNIGHT COVER (NO ADDITIONAL EXCESS APPLIES)
  • SOLE TRADERS, PARTNERSHIPS, LLPS & LIMITED COMPANIES
  • INDEMNITY LEVELS FROM £1,000 TO £25,000
  • CHOICE OF EXCESS OPTIONS FROM AS LOW AS £100

WHY COVERMY TOOLS?

  • WIDE LEVEL OF COVER VIA A-RATED INSURER PARTNER
  • FREE DATATAG POWER TOOL SECURITY TAGGING SYSTEM (RRP £49.99)
  • FREE TOOL INVENTORY PORTAL TO STORE AND MANAGE YOUR BUSINESS TOOLS
  • INSTANT QUOTATIONS – COVER AND POLICY DOCUMENTS IN MINUTES
  • FLEXIBLE COVER & MONTHLY PAYMENTS – JUST PAY FOR THE SECTIONS YOU NEED
  • EXPERT SUPPORT FROM BUSINESS INSURANCE EXPERTS
  • SPECIALIST CLAIMS SUPPORT & TOOL REPLACEMENT SERVICE
  • PERSONAL – DIGITAL SERVICING AND YOUR OWN DEDICATED INSURANCE PROFESSIONAL

INSTANT QUOTATIONS – COVER AND INSURANCE POLICY DOCUMENTS IN MINUTES

FREE DATATAG POWERTOOL SECURITY SYSTEM WORTH £49.99 FOR EVERY NEW POLICY

FLEXIBLE COVER AND MONTHLY PAYMENTS – JUST SELECT THE AMOUNT OF TOOLS AND THE EXCESS YOU NEED

DEDICATED CLAIMS HELPLINE AND NATIONWIDE TOOL REPLACEMENT SERVICE

TOOLS CLAIM EXAMPLE

A builder’s garage is broken into, with thieves stealing £7,000 of power and hand tools.

The client contacts our claims centre, and we arrange for the replacement of the lost items immediately, allowing the client to keep operating his business.

WHAT DO I NEED IN THE EVENT OF A CLAIM?
  • PROOF OF OWNERSHIP (E.G. RECEIPTS, PHOTOS, INVENTORY DETAILS)
  • MAKE AND MODEL OF LOST OF DAMAGED ITEMS C
  • CRIME NUMBER IN THE EVENT OF THEFT OR LOSS INCIDENT
TOOLS CLAIM EXAMPLE

A builder’s garage is broken into, with thieves stealing £7,000 of power and hand tools.

The client contacts our claims centre, and we arrange for the replacement of the lost items immediately, allowing the client to keep operating his business.

WHAT DO I NEED IN THE EVENT OF A CLAIM?
  • PROOF OF OWNERSHIP (E.G. RECEIPTS, PHOTOS, INVENTORY DETAILS)
  • MAKE AND MODEL OF LOST OF DAMAGED ITEMS C
  • CRIME NUMBER IN THE EVENT OF THEFT OR LOSS INCIDENT
OUR INSURANCE PARTNER

Covermytools insurance policies are underwritten by Great American International Insurance (UK) Ltd, part of the Great American Insurance Group (GAIG).

GAIG’s flagship company Great American Insurance Company, was founded in 1872 and has carried a “A”Rating or higher by A.M.Best for over 100 Years.  The Group has assets in excess of $50 billion and over 7,500 employees worldwide.

OUR INSURANCE PARTNER

Covermytools insurance policies are underwritten by Great American International Insurance (UK) Ltd, part of the Great American Insurance Group (GAIG).

GAIG’s flagship company, Great American Insurance Company, was founded in 1872 and has carried an “A” Rating or higher by A.M.Best for over 100 Years.  The Group has assets in excess of $50 billion and over 7,500 employees worldwide.